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Open Enrollment For 2023 Is Underway: Don’t Miss Out!

Everything You Need to Know About the 2023 Open Enrollment Period For Obamacare and ACA plans.

The 2023 Open Enrollment Period (OEP) for the Affordable Care Act (ACA) began November 1, 2022 and ends on January 15, 2023. Some states have their own healthcare exchanges, such as California’s Covered California Exchange and Pennsylvania’s Pennie. Several of these states have different date ranges for the 2023 OEP.

If you think that OEP is a bit longer than usual this year, you’re right: open enrollment used to end on December 15 in most states, but the Biden administration added a one-month extension that took effect for the 2022 plan year and will continue to be used from now on.

If you don’t have health insurance through your job, you’ll need to purchase coverage during open enrollment. The best time to buy health insurance is during the open enrollment period, when ACA plans are available and rates are set for the year. You can still buy health insurance after open enrollment, but you may have to wait for a plan to become available and your rates may be higher, or you may have to use an option such as private health insurance.

What is Open Enrollment?

Open enrollment is the time of year when people who don’t have health insurance through their job can purchase coverage through a certified ACA provider such as HealthPlanOptionsToday. You can still buy health insurance through a government exchange after open enrollment if you have experienced one of several qualifying events (we’ll cover this later).

What States Have Their Own Healthcare Exchanges?

Many states and the District of Colombia have their own healthcare exchanges, many of which have unique open enrollment periods. A complete list of these states is below:

California: From November 1 to January 31 (renewals began earlier, on October 1)
Colorado: From November 1 to January 15
Connecticut: From November 1 to January 15
District of Columbia: From November 1 to January 31
Idaho: From October 15 to December 15 (take note that this deadline ends before year-end)
Kentucky: From November 1 to January 15
Maine: From November 1 to January 15
Maryland: From November 1 to January 15
Massachusetts: From November 1 to January 23
Minnesota: From November 1 to January 15
Nevada: From November 1 to January 15
New Jersey: From November 1 to January 31
New Mexico: From November 1 to January 15
New York: From November 16 to January 31 (note that open enrollment begins later than most exchanges)
Pennsylvania: From November 1 to January 15
Rhode Island: From November 1 to January 31
Vermont: From November 1 to January 15
Washington: From November 1 to January 15

How To Get Health Insurance Outside of Open Enrollment

Outside of ACA’s open enrollment window, Obamacare enrollments are available with a qualifying event such as marriage (since 2017), becoming a U.S. citizen or birth/adoption (since July 2016). Even if you do not fall under one of these qualifying events, you can still purchase health insurance through Health Plan Options Today. Our trained specialists will literally search through a plethora of plans to find the one that suits you and your needs the best.

How To Get The Best Deal During Open Enrollment Period

While the best time to buy health insurance is during the open enrollment period, our team is just a call away and is ready to assist with your health insurance needs at any time of the year. They will take time to learn about your budget and your needs: whether you’re single, an empty-nester, or if you have a large family that needs to be covered, and will help select the plan that will work best for you. Get in touch with us by calling our hotline at 888-375-8879 or by clicking the button below.

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6 Ways To Get The Most Out Of Your Health Insurance

Navigating health insurance in the U.S. can be very confusing. Even today, while we’re living within the golden age of health insurance in our country, millions of people still don’t have coverage. There are several changes that can be made to ensure that health insurance can be even more affordable and accessible for all.

Those who have health insurance are able to take advantage of the fact that insurance is there to help you and your family when you need it most, but did you know that there are other ways to make the most of your health insurance and get the most out of your benefits?

Here are some tips on how to best utilize your health insurance.

1. Get Familiar With Your Policy

Every insurance plan is different, so make sure you are familiar with your policy and what it covers. It’s important to know what your policy covers, as well as any exclusions or limitations. This will help you understand what benefits you are entitled to and how to make the most of them.

Be sure to review the “Summary of Benefits” provided to you by your insurance company and if you have any questions, call the company and have someone in the member services department explain it to you.

In addition, plans backed by the Affordable Care Act/Obamacare mandate MUST provide a variety of services that are often underutilized by the general public, such as mental health services, wellness care, outpatient care and other services. In addition, ACA-backed plans must provide preventative care, which we’ll discuss further below.

Find The Right Provider For You

Choosing the correct provider will help you get your money’s worth from your insurance.

Healthcare providers can be primary care doctors, specialists, hospitals or more. Essentially, it’s any person or place that provides you with healthcare.

If you don’t currently have a provider or your provider isn’t a part of your new insurance, be sure to check your plan provider network to see the list of providers that they work with.

This information is usually available on the insurance company’s website or you can contact the insurance company’s member services to describe what you are looking for and let them point you in the right direction.

Think about what you really need from a provider. It’s your right to see a provider who makes you comfortable and remember, you can request another provider if you don’t think they are the best fit.

3. Preventative Care is Key

Many health insurance policies are required to cover preventive care in your plan. This means that even if you haven’t met your annual deductible, you can still receive preventive care services for free.

Preventive care services include annual checkups, screenings, vaccinations, and even counseling to stop smoking.

Take advantage of these benefits to help keep yourself and your family healthy.

4. Discounts, Discounts, Discounts

Your health coverage provider may provide discounts you’re not even using.

Many health insurance plans offer discounts on fitness memberships, healthy food choices, and other wellness-related activities. These discounts can help you save money and improve your overall health.

Take Advantage of them!

5. Use Online Tools and Resources

Most health insurance companies offer online tools and resources that can help you manage your health, find providers, and make the most of your benefits.

Utilizing these resources can help you get the most out of your health insurance and save you time, and money.

6. Know When To Use Your Health Coverage

It’s important to know when to use your health insurance and when to pay cash.

There are times when it may be more cost-effective to pay for a service out-of-pocket rather than using your health insurance.

However, if you have a serious or complex medical issue, it’s important to use your health insurance so that you can get the care you need.

Don’t Have Health Insurance? Here’s How to Get Covered.

Following these tips can help you make the most of your health insurance and get the most out of your benefits. If you have any questions about your policy or how to best utilize your health insurance, contact your insurer for more information.

The team at HealthPlanOptionsToday is here to help everyone get the best health insurance prices for their unique situations and needs. We can’t wait to help you as well! Click the button below and we’ll contact you, or call our hotline at 888-375-8879 for instant help.

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I’m Pregnant, Does That Affect My Health Insurance?

Congratulations! Pregnancy is a big life event! However, it can be expensive.

Here’s what you need to know about pregnancy and health insurance:

Wait! I Don’t Have Insurance!

If you don’t have insurance and are pregnant, you may qualify for one of a variety of health insurance programs. Our team can help you explore your options, as we proudly cover thousands of people in 47 of the 50 states and the District of Colombia. Call our hotline at 888-375-8879 and we’ll assist you with further information.

If you DO have insurance, here are the steps you should take.

What Will My Insurance Cover?

It’s worth looking into all of your health insurance options to make sure you’re getting the best coverage possible.

Pregnancy is considered a pre-existing condition, which means that your health insurance company can’t refuse to cover you simply because you’re pregnant.

However, some surprising services may not be covered by your health insurance during pregnancy, such as prenatal care, delivery, and post-natal care.

Most health insurance plans cover much of the delivery and aftercare costs, but you may need to pay part of the bill.

Find out what services are covered by your plan and what your costs are likely to be by looking at your summary of benefits or by calling your insurance company.

Here are some things you might want to look for to confirm whether your plan covers these services (here is a list of other non-pregnancy related health plan features most people aren’t aware of), and if so, how much of the bill you’ll be expected to pay:

  • Prenatal Care, including screenings
  • Labor and delivery in your chosen setting, including home births, hospitals, birthing centers or alternative birthing options, such as water births
  • Midwife services
  • Enhanced coverage for high-risk pregnancies or pregnancy complications
  • Medically prescribed C-sections, including recovery
  • Neonatal care
  • Lactation Consultations

Let Your Insurance Provider Know

Contact your health insurance provider as soon as you know you are pregnant.

You should contact your health insurance company to let them know that you are pregnant. They may have special coverage options for pregnancy that you don’t know about.

This could include things like:

  • Maternity clothes
  • Home health services
  • Breast pumps
  • Prescription drugs

Some states even have laws that require insurance companies to provide coverage for pregnancy. You can usually find this information on your state’s Department of Insurance website.

Choose a Pregnancy Care Provider

Your Choice of Doctor Can Change Your Entire Pregnancy Experience

This could be an OBGYN, a family doctor, or a midwife.

If you already have an OBGYN you are comfortable with who is covered by your insurance, you are good to go. If not, you will need to choose another provider to be with you throughout this process.

Once you have chosen someone, you will need to contact your insurance company again to find out if they cover care from this specific provider.

If they don’t, you may need to look into other options.

Get Screened

During pregnancy, you will need to get screened for a variety of conditions and diseases and have additional healthcare options. These include:

  • Testing and counseling for STDS (sexually transmitted diseases)
  • Testing for blood conditions
  • Prenatal tests including anemia screening and screening for urinary tract infections, etc
  • Testing for gestational diabetes
  • You will also be prescribed prenatal vitamins during this time to help the development of the fetus and can help protect your baby from certain birth defects

Where Will I Deliver My Baby?

After choosing your OBGYN or midwife, you’ll want to find out at which birthing facilities they have admitting privileges. Unfortunately, not all OBGYNS have admitting privileges at every hospital and without those, a hospital can reject an obstetrician’s request to treat you there.

To be sure that this won’t happen to you, be sure to check your OBGYN’s website or speak to them to find out about hospital affiliations. Then visit your health insurer’s website to see whether those hospitals are in your plan’s network.

After The Birth

Having a baby allows you to qualify for a special open health insurance enrollment period in many cases.

Contact your insurance company, employer or state insurance marketplace to add your child to your health plan shortly after giving birth.

If you have insurance through the state, having a baby qualifies you for a special open enrollment period in your state’s marketplace which allows you 2 months to choose a plan for your baby or make changes to your existing plan.

If you have insurance through your employer, many of them require you to add your baby to your policy within 30 days.

Family Planning Made Easy

Reach out to the team at HealthPlanOptionsToday to help you get the best care for your future family. Click the button below and we’ll contact you, or call our hotline at 888-375-8879 for instant help.

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Getting Your Money’s Worth From High-Deductible Health Plans

Think high-deductible plans aren’t worth it? Think again.

What’s A High Deductible Health Plan?

Officially speaking, High Deductible Health Plans are health insurance plans that carry deductibles greater than $2800 for families and greater than $1400 for a single person. On average, most high deductible plans have even higher deductibles- over $4000 per individual and over $8000 per family.

In addition, these plans also have yearly out-of-pocket maximums. An out-of-pocket maximum is the highest amount you will pay for healthcare on your own. By law, the maximum can’t be over $7000 for an individual and $14k for a family (note: these are 2021 legal limits; the amounts will increase slightly in 2022).

The advantage of these plans is that they typically have a lower premium (the monthly payment for health insurance) than other health insurance coverage- their premiums are sometimes half or even less than half of the cost of other plans.

Who Should Buy A High Deductible Health Plan?

If you’re someone who visits the doctor or pharmacy often, you should probably steer clear of high-deductible plans, as the costs that you’ll accrue will probably outweigh the savings on the premium.

If you don’t use health care often, then a high deductible plan is probably worth your consideration. When it comes to choosing whether or not to purchase health insurance, it’s best to err on the side of caution- and an HDHP is the least cautious way to go. Many people who purchase these plans are just looking for a safety net in case of a serious unexpected emergency.

Also, if you don’t have any major chronic health conditions and don’t visit specialists, these plans are a good fit for you. Lastly, if you don’t have any small children, then high deductible plans are a good way to go- small children tend to need more healthcare than others.

How Can I Get My Money’s Worth From A High-Deductible Plan?

The first way to get your money’s worth from a high deductible plan? To quote a classic Motown song: you better shop around. Know which services can be accessed via urgent care- urgent care is usually much less expensive than ER care. Also, if you inform healthcare providers up front that you intend to pay cash for services, then you may be able to obtain a discount. Also, if you know in advance that you’ll need to visit a hospital for a certain reason, hospitals are legally required to post their prices online.

The second way to get the best out of a HDHP? Get a health savings account – more commonly and more simply called an HSA. A health savings account is a special savings account that can only be used for medical expenses. They’re special because they’re tax-free and may even help with saving for retirement. Only certain plans are eligible for HSAs, so let your HealthPlanOptionsToday team member know that you’re interested in this option.

Picking the Health Plan That’s Right For You

Choosing the proper healthcare plan can feel complex, but it isn’t rocket science. The team at HealthPlanOptionsToday is here to help. We’ll take the time and care to understand your individual needs and budget, and will curate a personalized health plan selection just for you. Call us at 888-375-8879 or click the button below, and we’ll be happy to get in touch with you.

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The Health Insurance Marketplace Has Reopened For 2022 Enrollment… and we’re here to help.

The team at HealthPlanOptionsToday will help you get the plan you need.

When Is Enrollment For Obamacare Plans?

Have you been wanting to switch to an Obamacare/health insurance marketplace health insurance plan?

If you live in an eligible state (some states have their own health insurance marketplaces), then the time to enroll is now. Open enrollment began November 1, 2021 and ends January 15, 2022.

If you would like coverage that begins on January 1, 2022, the time to enroll is now- you have until December 15 to enroll.

Thanks to the global pandemic, enrollment periods have opened and closed at irregular times throughout the last two years. However, the 2022 enrollment period marks a return to the typical year-end enrollment process.

How Can I Sign Up For Health Insurance?

The team at HealthPlanOptionsToday.com is standing by and ready to help with all your healthcare enrollment needs, including Obamacare/Healthcare marketplace plans.

Just give our team a call and we’ll be happy to answer your questions, listen to your needs, and help you select a plan that’s perfect for you.

Give us a call today at 888-375-8879, or click the button below and we’ll get in touch with you with more information.

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What Health Insurance Companies Cover Telemedicine?

In the past year or two, Telemedicine has become an increasingly popular way to reduce costs and improve people’s health. Today we’ll discuss how telemedicine is changing the way health insurance works.

What is Telemedicine?

Telemedicine is a relatively new concept in healthcare. It has been around for decades but only recently been accepted by state legislatures and private insurance providers.

The definition of telemedicine varies, but it usually refers to remote patient care with technologies like videoconferencing, teleradiology, and broadband internet. For some patients, using these types of technologies means they can get care without having to leave their homes or offices.
Telemedicine services may also allow patients to avoid expensive trips to emergency rooms for non-emergencies.

Does My Health Insurance Cover Telemedicine?

“The COVID-19 pandemic has probably changed the overall acceptance of telemedicine forever.”

Recently, telemedicine has emerged as an increasingly popular alternative to face-to-face visits with doctors. With most forms of medical treatment now covered by insurance plans, consumers have been wondering: what about telemedicine? How much does my health insurance cover for telemedicine visits? Which conditions will my plan cover via video conferencing – if any at all?

It turns out that whether your visit is covered will depend on where you live and your specific plan details. Policies vary from insurer to insurer, but many states now recognize that reducing the use of costly hospital admissions would help payers lower overall healthcare costs.

Coverage for telemedicine in insurance is impacted by laws and insurance company policies. While some are more progressive than others, many state legislatures and private health insurance providers are recognizing how telemedicine can reduce costs and keep people healthier.

The COVID-19 pandemic has probably changed the overall acceptance of telemedicine forever. The majority of states and most of the US territories changed their legislation to allow telemedicine on a temporary basis, and several of these states have kept this legislation permanently.

So before asking whether or which insurance allows telemedicine, it’s worth checking into whether or not your state allows telemedicine in the first place. A complete list by state is here; the list also includes which states have temporary pandemic policies in place. You can also give our health insurance hotline a call for further information.

What Health Insurance Companies Cover Telemedicine and Telehealth Services?

As a result of the pandemic, most major insurance companies- Blue Cross Blue Shield, United Healthcare, Cigna, AETNA, etc.- cover telehealth services as part of their insurance plans. Once again, the availability of services depends on local availability.

How Can I Get Insurance That Includes Telemedicine?

If you would like to get insurance that includes coverage for telemedicine services, or if you’d check whether or not your insurance allows telemedicine, why not talk to one of our experts at our health insurance hotline? They’ll take time to understand your unique situation and will help you understand the available choices that suit your needs. Click the button below to reach out to us, and one of our experts will personally get in touch with you, or just call 888-375-8879 to speak with an expert directly.

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Health Insurance for College Graduates

Recent college graduates have more health care options than ever before.

Hello, graduate! Congratulations on completing your 4 year journey (or 5 or 6 year journey; no judgement here). The “real world” that you’ve heard about all your life- that world of bills, responsibilities, and student loan payments- awaits. Many colleges mandate that students have health insurance; some of these colleges even include this insurance as part of the enrollment cost. If you attended one of those colleges, or even if you didn’t, you may be wondering whether it’s worthwhile to continue with your health insurance- especially with all those bills looming.

While we are admittedly biased, we strongly recommend you always have health insurance; it’s the best way to keep from immense debt and even financial ruin in case something bad happens to you. Aside from all that, it’s nice to just have access to physical and mental health services, and even preventative care if you’re not feeling well.

Health Insurance Options For College Grads

There is more than one way to get covered by health insurance, even if you’re working at a job that doesn’t provide health insurance… or if you’re freelancing or not working at all. If you’re not sure which route to go, we encourage you to call us and our licensed agents can help you understand all of your options. Here are some of the most popular options:

Use Your Parents’ Health Insurance: Simply put, if you’re under 26 years old, you can still enroll in your parents’ health insurance plan, once their plan allows dependents to enroll.

Obamacare/Health Insurance Marketplace: There are low-cost options available through the health insurance marketplace for every level of need. If you call our health insurance hotline, one of our experts can help you explore your options and enroll. Some college graduates are eligible for a special enrollment period after they graduate, depending on whether or not they had student health insurance during school.

Private Insurance/Short-Term Insurance: If you’re not able to qualify for marketplace insurance because you’re outside of the enrollment period, or if you’re in between jobs, or if you work as a freelancer or within the gig economy, private health insurance is historically one of the more popular options. Short-term health insurance is also an option; it allows you to get health insurance coverage just long enough to make it to the next enrollment period.

Medicaid Coverage: Medicaid is government-supported healthcare for people who need a little extra help. If you apply for Obamacare, then you’ll find out whether or not your income level makes you eligible for Medicaid.

If you’re still confused as to which direction to go, one of our agents can help you. They’ll take time to understand your unique situation and income level, and will then help you find a plan that’s right for you. Call an agent at 888-375-8879, or click below to get started on the journey.

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Still Don’t Have Health Insurance?

Still don’t have health insurance? Then what are you waiting for? Our plans start as low as $160/month!

What’s different about us? It’s simple: we approach health insurance differently than other companies do. At HealthPlanOptionsToday, we don’t use a one-size-fits-all approach. Instead, our certified and trained experts learn about your budget and needs first, then help you pick a plan that’s best suited for you and family. Come see why thousands of Americans trust us with their health coverage needs; click the button below to get a quote or call our hotline at 1-888-375-8879 for more info.

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Here’s When You Should Change Your Health Insurance Plan

Starting a family soon? Paying for insurance but still can’t afford to get sick? These are just 2 of the reasons that may cause you to consider changing your health plan.

For many people, health insurance is one of those things that they don’t think about… until they need it. And let’s admit it- more than a few of us have picked plans semi-blindly, not having a true picture of the benefits or exactly what we’re getting into. While it’s not the best way to shop for health insurance; that approach nothing to be ashamed of; after all, insurance terminology can be complex to those who are unfamiliar with the business, and for those who are young and healthy, sometimes it’s easy to think “why would I need this if I rarely get sick?”

Time has a way of making sure we pay more attention to these things, which leaves some people unsure of whether their frustrations with health insurance plans are part of the status quo or are issues that should be fixed. This often leads people to wonder “how can I change my health insurance plan mid-enrollment?” While that’s another question for another day, here are a few ways to know when you should change your health insurance.

When You’re Paying for Preventative Care

By law, all ACA-compliant health plans- in other words, health insurance plans that meet the minimum standard of “Obamacare“- MUST include free access to preventative care services such as flu shots and blood pressure screenings (read more about the covered preventative services here). In addition, they must provide some level of coverage for mental health care, which we’ve covered in this article here.

If your health plan does not include coverage for these services, it’s time to consider a change.

When Your Healthcare Needs Have Changed

Have you just made it through “the other side” of a serious health condition? Have you made a major lifestyle change, such as losing a major amount of weight? Have you moved on from a job that involved a major amount of physical strain? These are all examples of major health changes that may cause some to consider dialing back their health insurance coverage.

When Your Family Needs Have Changed

Are you one of the 1.4% of Americans that have had a baby in the last year? Are you planning to have a new addition to your family soon? Will your partner be eligible for medicare within the next year? Then it may be time for you to evaluate changing health insurance plans to better suit your family’s needs.

When You Don’t Go to the Doctor… Because You Can’t Afford It

The whole point of having health insurance is to help reduce the cost of caring for one’s health. This is why one of the great ironies of our time is that thousands and thousands of people who have health insurance skip doctor’s visits when they’re sick or neglect refilling prescriptions… because it’s too expensive!

If this is the case, it’s definitely time to consider switching health plans. Even if you don’t switch health plans, then you may want to consider an HSA- a Health Savings Account- if it’s available through your health insurance provider.

Another Way to Find Out If You Should Change Your Health Insurance

There are many other situations that may cause people to consider changing their health insurance. Our team of experts can help you understand whether or not the time is right for you, and can help you find a plan that will suit your needs if you’re ready to change. Call the Health Plan Options Today team hotline at 888-375-8879 to speak with the team directly, or click the link below and we’ll get in touch with you.

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You Should Think About Using Your Health Insurance’s Mental Health Services

Mental health is no longer the taboo topic that it once was, and thanks to changes in health insurance law, mental health care is now more accessible than ever.

If one thing has changed in American healthcare over the last 10 years, aside from the emergence and acceptance of the Affordable Care Act, it has been our society’s increased acceptance of mental health services as an important part of healthcare.

Health Insurance For Mental Health

In decades past, mental health support was seen as something taboo, and was probably joked about in movies and tv shows more than it was taken seriously. Many people saw mental health services as something for “rich people” and “crazy people”, and in reality, these services were out of reach for most people. Mental health professionals were hard to find, and many health insurance plans did not support mental health services, so people had to pay out-of-pocket to access these services, making them unaffordable to much of the population.

The Laws That Changed Everything
Biden Signs Executive Order for ACA
President Obama and then-Vice President Biden in office in the early 2010’s. “Obamacare” marked a major national shift in access to mental health services.

In 1996, access to mental health coverage began to shift with the introduction of the Mental Health Parity Act. The Mental Health Parity Act, or MHPA for short, and its later relative, the Mental Health Parity and Addiction Equity Act of 2008, stated that employer-sponsored health insurance had to include mental health coverage, and insinuated that health insurance companies should treat mental health coverage as equal to other parts of medical coverage.

These laws proved to be a double-edged sword. On the positive end, they did help provide mental health benefits for people who did not have access to it before. The drawbacks were that there was no protection for those who had mental health issues as a pre-existing condition, so insurance companies could use mental health screenings as a reason to deny people. Also these laws did nothing to cover the millions of low-income people who didn’t have health plans, who (statistically speaking) were likely to be more in need of mental health services.

The Affordable Care Act

When the Affordable Care Act was introduced in 2010, it marked an even greater shift in the way Americans could access mental health care. At the time, the opioid crisis was peaking in America, and treatment was now seen as the morally correct way to address the issue (as opposed to jail time). A wide-ranging solution was needed.

The introduction of the Affordable Care Act provided a worthwhile solution. Mental health support was one of Obamacare’s original “10 essential services“, meaning that all health plans on the public healthcare marketplace had to include coverage for mental health services, and people could not be denied for pre-existing mental health issues. In addition, Medicaid and Medicare began covering mental health services as well. This was important because it set a precedent for health plans outside of the public marketplace to do the same in order to remain competitive. That being said, even 10 years later, mental health support is one of the most underused parts of health insurance.

What Type of Mental Health Services Does Health Insurance Cover?

Although the cost and extent of support available varies by plan, there are certain services that must be offered by every plan under the Affordable Care Act standard. They are as follows:

  • Behavioral Treatment (for example psychotherapy and counseling):
    • Outpatient individual counseling or group therapy sessions
    • Diagnostic services such as psychological evaluation and testing services
    • Ongoing outpatient treatment, including medication management and psychiatric treatment programs
  • Substance abuse (also known as substance use disorder) treatment:
    • Outpatient diagnostic and treatment services for chemical or alcohol dependency
    • Medical services for withdrawal symptoms, such as inpatient detoxification services
    • Substance use disorder recovery services, including counseling and educational resources
  • Mental and behavioral health inpatient services
    • Mental health care if you’re admitted to a psychiatric facility.
  • Additional provisions for preventative care
    • There are preventative care services in the ACA that pertain to mental health, such as depression and alcohol abuse screenings.

Once again, this is just a baseline; it is best to check with your health insurance provider to see exactly what services are provided via your plan.

Do You Need A Health Insurance Plan That Covers Mental Health Services?

If you think you need mental health services and don’t have health insurance, don’t fret. HealthPlanOptionsToday can help you find a plan that will get you started on the road toward wellness. Call us at 888-375-8879 for more information, or click the button below and we’ll get in touch with you.

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